diff --git a/src/app/(dashboard)/finance/components/my-pending-payments-card.tsx b/src/app/(dashboard)/finance/components/my-pending-payments-card.tsx
new file mode 100644
index 0000000..a832786
--- /dev/null
+++ b/src/app/(dashboard)/finance/components/my-pending-payments-card.tsx
@@ -0,0 +1,129 @@
+"use client";
+
+import { useActionState, useEffect } from "react";
+import { useRouter } from "next/navigation";
+import { Loader2, Trash2 } from "lucide-react";
+import { toast } from "sonner";
+
+import { Badge } from "@/components/ui/badge";
+import { Button } from "@/components/ui/button";
+import { Card, CardContent, CardDescription, CardHeader, CardTitle } from "@/components/ui/card";
+import { deletePaymentAction } from "@/lib/appwrite/payment-actions";
+import {
+  PAYMENT_METHOD_LABELS,
+  initialPaymentActionState,
+} from "@/lib/appwrite/payment-types";
+import type { Payment } from "@/lib/appwrite/schema";
+
+const dateFormatter = new Intl.DateTimeFormat("tr-TR", {
+  day: "2-digit",
+  month: "2-digit",
+  year: "numeric",
+});
+
+function formatMoney(amount: number, currency: string): string {
+  try {
+    return new Intl.NumberFormat("tr-TR", { style: "currency", currency }).format(amount);
+  } catch {
+    return `${amount.toFixed(2)} ${currency}`;
+  }
+}
+
+export function MyPendingPaymentsCard({
+  rows,
+  counterpartNames,
+}: {
+  rows: Payment[];
+  counterpartNames: Record<string, string>;
+}) {
+  if (rows.length === 0) return null;
+  return (
+    <Card>
+      <CardHeader>
+        <CardTitle>Gönderdiğim Ödemeler</CardTitle>
+        <CardDescription>
+          Laboratuvar onayı bekleyen veya reddedilen bildirimleriniz. Onaylanan
+          ödemeler artık burada gözükmez — açık bakiyenize işlenir.
+        </CardDescription>
+      </CardHeader>
+      <CardContent>
+        <ul className="divide-y rounded-md border">
+          {rows.map((p) => (
+            <Row
+              key={p.$id}
+              payment={p}
+              counterpartName={counterpartNames[p.counterpartTenantId] ?? "—"}
+            />
+          ))}
+        </ul>
+      </CardContent>
+    </Card>
+  );
+}
+
+function Row({
+  payment,
+  counterpartName,
+}: {
+  payment: Payment;
+  counterpartName: string;
+}) {
+  const router = useRouter();
+  const [state, action, pending] = useActionState(
+    deletePaymentAction,
+    initialPaymentActionState,
+  );
+
+  useEffect(() => {
+    if (state.ok) {
+      toast.success("Bildirim silindi.");
+      router.refresh();
+    } else if (state.error) {
+      toast.error(state.error);
+    }
+  }, [state, router]);
+
+  const isPending = payment.status === "pending";
+  const isRejected = payment.status === "rejected";
+
+  return (
+    <li className="flex flex-wrap items-center gap-3 px-3 py-3">
+      <div className="min-w-0 flex-1">
+        <p className="truncate font-medium">{counterpartName}</p>
+        <p className="text-muted-foreground text-xs">
+          {dateFormatter.format(new Date(payment.paymentDate))}
+          {payment.method && (
+            <> · {PAYMENT_METHOD_LABELS[payment.method] ?? payment.method}</>
+          )}
+          {payment.notes && <> · {payment.notes}</>}
+        </p>
+      </div>
+      <div className="text-right">
+        <p className="text-base font-semibold tabular-nums">
+          {formatMoney(payment.amount, payment.currency)}
+        </p>
+        <Badge
+          variant="outline"
+          className={
+            isPending
+              ? "text-amber-600 dark:text-amber-400"
+              : isRejected
+                ? "text-destructive"
+                : ""
+          }
+        >
+          {isPending ? "Onay bekliyor" : isRejected ? "Reddedildi" : "Onaylandı"}
+        </Badge>
+      </div>
+      {isPending && (
+        <form action={action}>
+          <input type="hidden" name="id" value={payment.$id} />
+          <Button type="submit" size="sm" variant="outline" disabled={pending}>
+            {pending ? <Loader2 className="size-4 animate-spin" /> : <Trash2 className="size-4" />}
+            Geri al
+          </Button>
+        </form>
+      )}
+    </li>
+  );
+}
diff --git a/src/app/(dashboard)/finance/page.tsx b/src/app/(dashboard)/finance/page.tsx
index 38072df..ae2f1bc 100644
--- a/src/app/(dashboard)/finance/page.tsx
+++ b/src/app/(dashboard)/finance/page.tsx
@@ -12,6 +12,7 @@ import {
 import { requireTenant } from "@/lib/appwrite/tenant-guard";
 import { BalancesCard } from "./components/balances-card";
 import { FinanceTable } from "./components/finance-table";
+import { MyPendingPaymentsCard } from "./components/my-pending-payments-card";
 import { PendingPaymentsCard } from "./components/pending-payments-card";
 
 export const metadata = {
@@ -61,6 +62,16 @@ export default async function FinancePage() {
     payments,
   });
   const pendingForApproval = filterPendingForConfirmation(payments, ctx.tenantId, kind);
+  // Clinic-side: payments this clinic submitted that are either still waiting
+  // for the lab to confirm, or were rejected. Both shapes are useful so the
+  // clinic can chase the lab or fix a wrong submission.
+  const myPendingOrRejected = payments
+    .filter(
+      (p) =>
+        p.tenantId === ctx.tenantId &&
+        (p.status === "pending" || p.status === "rejected"),
+    )
+    .sort((a, b) => (a.paymentDate < b.paymentDate ? 1 : -1));
 
   const counterpartNames: Record<string, string> = {};
   for (const c of connections) {
@@ -117,6 +128,13 @@ export default async function FinancePage() {
 
       <PendingPaymentsCard rows={pendingForApproval} counterpartNames={counterpartNames} />
 
+      {!isLab && (
+        <MyPendingPaymentsCard
+          rows={myPendingOrRejected}
+          counterpartNames={counterpartNames}
+        />
+      )}
+
       <BalancesCard
         balances={balances}
         counterpartNames={counterpartNames}